Why Choose a U.S. Bank Prepaid Card?

  • Safer than carrying cash and protected by the MasterCard Zero Liability Protection
  • No enrollment fee, no monthly service fee and no minimum balance requirement
  • Not a credit card, so there is no risk in spending what you don't have
  • Free direct deposits to your account (Deluxe Accounts only)
  • Use anywhere Debit MasterCard® is accepted - on or off campus
  • Free domestic ATM withdrawals at any U.S. Bank or MoneyPass® branded ATM
  • The choice to have financial aid refunds loaded directly to the card, getting your money faster than with other payment methods

How Can I Use My Card?

EXPAND YOUR PURCHASING POWER WITH MASTERCARD®

Make purchases on or off campus

  1. Know your balance.
  2. Hand cashier your card or swipe the card.
  3. Sign your receipt or enter your PIN to authorize.

GET CASH BACK FROM MERCHANTS

Some merchants allow you to get cash back with a Debit MasterCard® purchase

  1. Purchase at least one item.
  2. Select DEBIT and enter your 4-digit PIN.
  3. Select YES for cash back.
  4. Enter the amount, press OK.

GET CASH AT AN ATM

Withdraw cash using your Debit MasterCard® at an ATM

  1. Insert or swipe your card at the ATM and enter your 4-digit PIN.
  2. Select WITHDRAWAL FROM CHECKING.
  3. Enter the amount of cash you wish to withdraw.

How Do I Add Money to My Card?

In addition to your financial aid refund, there are several ways to load money with a Deluxe Account:

CREDIT OR DEBIT CARD*

Log into www.usbankcampuscard.com.

  1. Under 'Account Activities' dropdown select 'Manage Deposit Sources'.
  2. Select 'Add credit/debit.'
  3. Choose card type, enter expiration date and 3 digit code. Verify information and submit.

DIRECT DEPOSIT

Log into www.usbankcampuscard.com.

  1. Under 'Account Activities' dropdown select 'Direct Deposit Information'.
  2. Click on Enrollment Form.
  3. Use the information on the enrollment form as requested by your employer.

INVITE A PARENT or any one person

Log into www.usbankcampuscard.com.

  1. Click on the left navigation link 'Invite a Parent or Guardian' (Note: it does not have to be your parent or guardian).
  2. Enter the person's name and email address and type in a message you'd like to include in the invitation (Make sure that the person you've invited has your Social Security number and birth date.).
  3. Click Submit.

How Do I Access My Account?

ONLINE www.usbankcampuscard.com

Make changes or view your account information anytime:

  1. Follow the login instructions.
  2. View your balance.
  3. Check your transactions.
  4. Make changes to your account.

MOBILE APP

Free mobile app for your iPhone® or Android phone1

  1. Visit either the Apple App Store® or Google Play.
  2. Type in 'U.S. Bank Campus Card App.'
  3. Download the app to your phone.

OVER THE PHONE 1-855-613-9098

Call Customer Service, day or night

  1. Obtain balance information.
  2. Report a card lost or stolen - no fee applies.
  3. Request other assistance.

Basic and Deluxe Accounts

WHAT'S THE DIFFERENCE BETWEEN A BASIC ACCOUNT AND A DELUXE ACCOUNT?

Everyone qualifies for a Basic Account just by registering their card. There is no Social Security Number required for the Basic Account. The only way to get money into your account is through deposits from your school (financial aid refunds, work study, etc.).

By providing your Social Security Number during registration, we will validate your information and (if you qualify) will upgrade you to the Deluxe Account. This account works just like the basic account, but allows you to deposit money to the account online from another source (checking, savings, debit card or credit card). You can also invite a parent to deposit money online, enroll in direct deposit from your employer, and transfer funds to (and receive money from) your friends.

Features Basic Deluxe
Make purchases anywhere Debit MasterCard® is accepted
Get free withdrawals at any U.S. Bank or MoneyPass® ATM
Get your school refund loaded right to your card
Load money to your card from a savings or checking account, credit card, or direct deposit from your employer  
Invite any one person - like a parent - to add money to your  

Schedule of Fees

No Service Fees

The following services are available at no additional fee

  • Enrollment Fee
  • Monthly Service Fee
  • Online Customer Service
  • Automated Interactive Voice Response (IVR)
  • Email Alerts1
  • Text Alerts1
  • Text Balance Inquiry
  • U.S. Bank or MoneyPass® ATM Withdrawal
  • ATM Balance Inquiry and ATM Decline
  • Payroll/Government Direct Deposit
  • Direct Deposit from School
  • Signature Transactions
  • PIN Point of Sale (POS) Transactions
  • POS Cash Back
  • Online Deposit to Campus Card via U.S. Bank
    credit/debit card (DELUXE ACCOUNTS ONLY)

Fees You Control

Fee Type Fee Description of Transaction
Monthly Paper Statements $2.00 If a monthly paper statement is requested, a fee will be assessed to your Account for each monthly paper statement. Statements accessed online are free of charge.
Live Customer Service Representative Assist 2 Free per month, then $2.00 per call The first two calls each month to Campus Card Customer Service in which you speak to a live customer service representative are free of charge.
Domestic ATM Withdrawal Free at U.S. Bank or MoneyPass® $2.00 at all others U.S. Bank will not charge you a fee at a U.S. Bank or MoneyPass-branded ATM. If you use any other domestic ATM, U.S. Bank will charge a fee to your Account per ATM transaction. Also, the owner of a non-U.S. Bank or MoneyPass-branded ATM may assess a surcharge fee on any ATM transaction you complete.
Bank Teller Cash Withdrawal (at ANY bank) 1 Free per month, then $5.00 each If your Card is used more than one time per month to make a cash withdrawal from a teller at a financial institution, U.S. Bank National Association ('U.S. Bank') will charge you a fee.
International ATM Withdrawal $4.00 U.S. Bank will charge a fee to your Account per international ATM transaction. Also, the owner of an ATM may assess a surcharge fee on any ATM transaction you complete.
Foreign Transaction Up to 3% per transaction A fee charged on a transaction in which the merchant is located in a country other than the U.S. or processes transactions outside of the U.S.
Campus Card to Campus Card Transfer $1.00 If you perform an online transfer from your Account to a friend's eligible U.S. Bank campus card Account, you will be charged a fee. Deluxe Accounts only.
Online Deposit to Campus Card via other credit/debit card $5.00 If you, your parent or guardian make an electronic deposit to your Account from a non-U.S. Bank credit or debit card, a fee will be charged to that credit or debit card. Deluxe Accounts only.
Replacement Card (Issued by U.S. Bank) $5.00 If you received your original card via mail from U.S. Bank, your replacement card will also be issued by U.S. Bank and a fee will be assessed.
Expedited Card Processing $15.00 If you request that U.S. Bank rush your replacement or reissued Card to you within 2 business days, an expedited processing fee will be charged.
Monthly Inactivity Fee (after 9 months of inactivity) $2.00 After nine months of inactivity, a monthly fee will be assessed until the Account reaches a zero balance.
Account Closure Check Disbursement $15.00 U.S. Bank will charge a fee to your Account in the event you choose to close your Account and have remaining funds mailed to you in check form.

Transaction Limitations

A. Limitations of frequency of transfers:

  1. You may make only 5 cash withdrawals from an ATM each day.
  2. You may make only 3 teller withdrawals from a financial institution each day.
  3. You can use our point-of-sale transfer service for 99 transactions each day.
  4. You can use our point-of-sale transfer service using a PIN for 99 transactions each day.
  5. You can use our point-of-sale transfer service with cash back using a PIN for 3 transactions each day.
  6. You may make only 5 transfers from your Account to a friend's account each day and up to 30 transfers each 30-day period (Deluxe Accounts only).
  7. You may receive only 5 transfers to your Account from a friend's account each day and up to 30 transfers each 30-day period (Deluxe Accounts only).

B. Limitations on dollar amounts of transfers:

  1. You may withdraw up to $1,000.00 (inclusive of any fees charged by the ATM owner) from an ATM each day.
  2. You may use your PIN to purchase goods or services with cash back up to $1,000.00 each day using our point-of-sale transfer service.
  3. You may buy up to $5,000.00 worth of goods or services using our point-of-sale service each day.
  4. You may buy up to $5,000.00 worth of goods or services using our point-of-sale transfer service with a PIN each day.
  5. You can have a single deposit up to $10,000.00 and up to $10,000.00 deposited per day.
  6. You may transfer up to $500.00 from your Account to a friend's account each day and up to $1,000.00 in each 30-day period (Deluxe Accounts only).
  7. You may receive up to $1,000.00 to your Account from a friend's account each day and up to $1,000.00 in each 30-day period (Deluxe Accounts only).
  8. You can have a maximum account balance of $10,000.

Transaction Limitations

A. Limitations of frequency of transfers:

  1. You may make only 5 cash withdrawals from an ATM each day.
  2. You may make only 3 teller withdrawals from a financial institution each day.
  3. You can use our point-of-sale transfer service for 99 transactions each day.
  4. You can use our point-of-sale transfer service using a PIN for 99 transactions each day.
  5. You can use our point-of-sale transfer service with cash back using a PIN for 3 transactions each day.
  6. You may make only 5 transfers from your Account to a friend's account each day and up to 30 transfers each 30-day period (Deluxe Accounts only).
  7. You may receive only 5 transfers to your Account from a friend's account each day and up to 30 transfers each 30-day period (Deluxe Accounts only).

B. Limitations on dollar amounts of transfers:

  1. You may withdraw up to $1,000.00 (inclusive of any fees charged by the ATM owner) from an ATM each day.
  2. You may use your PIN to purchase goods or services with cash back up to $1,000.00 each day using our point-of-sale transfer service.
  3. You may buy up to $5,000.00 worth of goods or services using our point-of-sale service each day.
  4. You may buy up to $5,000.00 worth of goods or services using our point-of-sale transfer service with a PIN each day.
  5. You can have a single deposit up to $10,000.00 and up to $10,000.00 deposited per day.
  6. You may transfer up to $500.00 from your Account to a friend's account each day and up to $1,000.00 in each 30-day period (Deluxe Accounts only).
  7. You may receive up to $1,000.00 to your Account from a friend's account each day and up to $1,000.00 in each 30-day period (Deluxe Accounts only).
  8. You can have a maximum account balance of $10,000.

Cardholder Agreement

U.S. Bank Campus Cardholder Agreement

FAQ

Click Here for a list of Frequently Asked Questions


The U.S. Bank Prepaid Card is issued by U.S. Bank National Association, pursuant to a license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.

©2014 U.S. Bank National Association. All Rights Reserved. U.S. Bank National Association. Member FDIC.


1Standard messaging rates may apply. Additional fees from other parties may be incurred such as cell phone carriers or internet providers.

*Fees may apply. Visit usbankcampuscard.com for fee schedule


U.S. Bank has been chosen to offer students the option of receiving financial aid refunds to a prepaid Debit MasterCard. Students are not required to select the prepaid Debit MasterCard from U.S. Bank to receive their financial aid refunds. Questions about the partnership with U.S. Bank may be directed to your school.